Greg Davis: There’s been a large amount of worry about the R phrase “recession”. What’s your team’s feelings in terms of the probability that we’re likely to enter a recession and what you would be looking out for?
Joe Davis: Well, however, Greg, you know the U.S. economic climate is likely to enter a deep recession. You know, the character of the initiatives to have the virus has also led to closures or suspension of a large amount of business enterprise action, particularly in the company sector. And so our estimate is that the economic climate will agreement, on an annualized basis, maybe as substantially as near to 20%, which is significant in excess of the future many months. It would be the largest one quarterly drop in our heritage due to the fact at the very least Globe War II, at the very least due to the fact